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奇富科技Qifu Technology Inc.(QFIN)2024年20-F年度报告「NASDAQ」(英文版)(331页).pdf

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1、Table of ContentsUNITED STATESSECURITIES AND EXCHANGE COMMISSIONWashington,D.C.20549FORM 20-F(Mark One)REGISTRATION STATEMENT PURSUANT TO SECTION 12(b)OR 12(g)OF THE SECURITIES EXCHANGE ACT OF 1934ORANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934For the fiscal yea

2、r ended December 31,2024.ORTRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934ORSHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934Date of event requiring this shell company reportFor the transition period from toCommission f

3、ile number:001-38752Qifu Technology,Inc.(Exact Name of Registrant as Specified in Its Charter)N/A(Translation of Registrants Name Into English)Cayman Islands(Jurisdiction of Incorporation or Organization)7/F Lujiazui Finance PlazaNo.1217 Dongfang RoadPudong New Area,Shanghai 200122Peoples Republic o

4、f China(Address of Principal Executive Offices)Alex Xu,Chief Financial Officer7/F Lujiazui Finance PlazaNo.1217 Dongfang RoadPudong New Area,Shanghai 200122Peoples Republic of ChinaPhone:+86 21 5835-7668Email:(Name,Telephone,Email and/or Facsimile number and Address of Company Contact Person)Securit

5、ies registered or to be registered pursuant to Section 12(b)of the Act:Title of each class Trading Symbol(s)Name of each exchange on which registeredAmerican depositary shares,each representing two Class A ordinary shares,par valueUS$0.00001 per shareQFINThe Nasdaq Global Select MarketClass A ordina

6、ry shares,par value US$0.00001 per share3660The Stock Exchange of Hong Kong LimitedSecurities registered or to be registered pursuant to Section 12(g)of the Act:None(Title of Class)Securities for which there is a reporting obligation pursuant to Section 15(d)of the Act:None(Title of Class)Table of C

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根据报告的内容,本文主要介绍了Qifu Technology公司的基本情况、财务状况和风险因素。关键点如下: 1. Qifu Technology是一家注册在开曼群岛的控股公司,通过VIE合同安排在中国开展业务,2022-2024年VIEs贡献收入占比分别为92%、94%和95%。 2. 公司2020-2024年的收入分别为13.56亿元、16.64亿元、16.55亿元、16.29亿元和17.17亿元,净利润分别为3.50亿元、5.76亿元、4.01亿元、4.27亿元和6.25亿元。 3. 公司面临的风险包括VIE合同安排风险、中国监管环境风险、外汇管制风险等。若VIEs未能履行合同义务,或中国监管政策变化,都可能对公司业务和股价造成重大不利影响。 4. 公司通过资本运作获得资金,2022-2024年投资活动现金流量净额分别为-7.36亿元、-11.15亿元和-7.99亿元。 5. 公司采用合同安排在中国开展业务,若合同无法有效执行,公司业务将受到重大不利影响。
Qifu Technology的运营模式是什么? Qifu Technology面临哪些主要风险? Qifu Technology的现金流量情况如何?
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