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奇富科技Qifu Technology Inc.(QFIN)2025年第一季度财务业绩投资者会议演示材料「NASDAQ」(英文版)(22页).pdf

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1、1Q2025 Result PresentationStrictly Private and ConfidentialMay 2025DisclaimerThis presentation has been prepared by Qifu Technology,Inc.(the“Company”)solely for information purpose.By viewing or accessing the information contained in this material,you hereby acknowledge and agree that no representat

2、ions,warranties or undertakings,express or implied,are made by the Company or any of its directors,shareholders,employees,agents,affiliates,advisors or representatives as to,and no reliance should be placed upon,the accuracy,fairness,completeness or correctness of the information or opinions present

3、ed or contained in this presentation.None of the Company or any of its directors,shareholders,employees,agents,affiliates,advisors or representatives accept any responsibility whatsoever(in negligence or otherwise)for any loss howsoever arising from any information presented or contained in this pre

4、sentation or otherwise arising in connection with the presentation.The information presented or contained in this presentation is subject to change without notice and its accuracy is not guaranteed.This presentation does not constitute an offer to sell or issue or an invitation or recommendation to

5、purchase or subscribe for any securities of the Company for sale in the United States or anywhere else.No securities of the Company may be sold in the United States without registration with the United States Securities and Exchange Commission(the“SEC”)or an exemption from such registration pursuant

6、 to the Securities Act of 1933,as amended(the“Securities Act”)and the rules and regulations thereunder.No part of this presentation shall form the basis of or be relied upon in connection with any contract or investment decision in relation to any securities or otherwise.This presentation does not c

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本文为Qifu Technology, Inc.的2025年第一季度结果演示文稿。以下是关键要点: 1. **公司业绩**:2025年第一季度,公司贷款促成量增长15.8%,达到RMB88.9亿元;累计用户数达58.4百万,金融机构合作伙伴163家;非GAAP净收入为RMB1,926百万,非GAAP ROE为32.7%。 2. **用户与市场定位**:主要服务对象为中国的金融机构,通过技术解决方案,使信贷对未被充分服务的借款人更加可及和负担得起。 3. **技术与服务**:公司利用AI技术提供信贷评估、用户获取和后促成服务等解决方案,拥有超过200个模型迭代和660k数据维度,99%的贷款申请自动化处理。 4. **风险表现**:资产质量稳定,30天回收率表现良好,D1逾期率低。 5. **战略与愿景**:执行“一核双翼”战略,致力于成为受尊敬的全球金融科技公司,核心信贷业务在中国,海外拓展金融科技解决方案。 6. **股东回报**:通过股票回购计划减少股份数量,增加分红,以回报股东。 这些信息展示了公司的财务状况、市场定位、技术实力、风险控制能力和未来发展战略。
"2025年Q1业绩亮点有哪些?" "如何通过科技赋能金融服务业?" "Qifu科技如何助力全球金融发展?"
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