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奇富科技Qifu Technology Inc.(QFIN)2025年第一季度财报电话会纪要「NASDAQ」(英文版)(14页).pdf

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1、 Qifu Technology(1Q2025 Earnings)May 19,2025 Corporate Speakers:Karen Ji;Qifu Technology;Senior Director of Capital Markets Haisheng Wu;Qifu Technology;Chief Executive Officer Alex Xu;Qifu Technology;Chief Financial Officer Yan Zheng;Qifu Technology;Chief Risk Officer Participants:Richard Xu;Morgan

2、Stanley;Managing Director Alex Ye;UBS;Analyst Emma Xu;Bank of America Securities;Analyst Cindy Wang;China Renaissance;Director Yada Li;CICC;Analyst PRESENTATION Operator Ladies and gentlemen,thank you for standing by.Welcome to the Qifu Technology First Quarter 2025 Earnings Conference Call.(Operato

3、r Instructions)Please also note that todays event is being recorded.At this time,Id like to turn the conference call over to Ms.Karen Ji,Senior Director of Capital Markets.Please go ahead,Karen.Karen Ji Thank you,Operator.Hello,everyone.Welcome to Qifu Technologys first quarter 2025 earnings confere

4、nce call.Our earnings release was distributed earlier today and is available on our IR website.Joining me today are Mr.Wu Haisheng,our CEO,Mr.Alex Xu,our CFO,and Mr.Zheng Yan,our CRO.Before we start,I would like to refer you to our safe harbor statement in the earnings press release,which applies to

5、 this call as we will make certain forward-looking statements.Also,this call includes discussions of certain non-GAAP financial measures.Please refer to our earnings release,which contains a reconciliation of the non-GAAP financial measures to GAAP financial measures.Also please note that unless oth

6、erwise stated,all figures mentioned in this call are in RMB terms.Before we start,we would like to let you know that todays prepared remarks from our CEO will be delivered in English using an AI-generated voice.Now I will turn the call over to Mr.Wu Haisheng.Please go ahead.Haisheng Wu Hello,everyon

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根据文章内容,以下是关键点的概括: 1. Qifu Technology在2025年第一季度实现了超出预期的业绩,非GAAP净利润同比增长59.9%至19.3亿元,非GAAP每股摊薄后盈利同比增长78.5%至13.5元。 2. 公司推出了“AI加信贷”战略,计划招聘100名算法工程师,加速向AI原生组织转型,并成立了Deepbank部门,专注于“AI加银行”代理产品的研发。 3. 公司在风险管理方面取得了进展,通过训练历史决策日志,实现了AUC指标的显著提升,并开发了用户画像代理,提高了信用额度和定价的准确性。 4. 公司在第一季度新增了154万信用额度用户,同比增长6%,新增借款人同比增长约41%,并计划在第二季度实现非GAAP净利润17.5-18.5亿元,同比增长24-31%。 5. 公司对中美贸易摩擦的影响持谨慎态度,并已调整了交易和资产配置策略以减轻潜在影响。同时,公司已做好应对ADR退市风险的准备,并已在香港进行了二次上市。 6. 公司预计2025年全年贷款量增长与年初预期基本一致,并将继续优化资本配置,通过回购股票和派发股息为股东创造价值。
Qifu Technology在2025年第一季度业绩如何? Qifu Technology如何应对宏观经济不确定性? Qifu Technology在2025年有哪些发展计划?
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