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美国银行Bank of America(BAC)2025年第一季度财报(10-Q)「NYSE」(英文版)(418页).pdf

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1、UNITED STATESSECURITIES AND EXCHANGE COMMISSIONWashington,D.C.20549FORM 10-Q(Mark One)QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIESEXCHANGE ACT OF 1934For the Quarterly Period Ended March 31,2025or TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIESEXCHANGE ACT OF

2、1934For the transition period from toCommission file number:1-6523Exact name of registrant as specified in its charter:Bank of America CorporationState or other jurisdiction of incorporation or organization:DelawareIRS Employer Identification No.:56-0906609Address of principal executive offices:Bank

3、 of America Corporate Center100 N.Tryon StreetCharlotte,North Carolina 28255Registrants telephone number,including area code:(704)386-5681Former name,former address and former fiscal year,if changed since last report:Securities registered pursuant to Section 12(b)of the Act:Title of each classTradin

4、g Symbol(s)Name of each exchange on which registeredCommon Stock,par value$0.01 per shareBACNew York Stock ExchangeDepositary Shares,each representing a 1/1,000th interest in a shareBAC PrENew York Stock Exchange of Floating Rate Non-Cumulative Preferred Stock,Series EDepositary Shares,each represen

5、ting a 1/1,000th interest in a shareBAC PrBNew York Stock Exchange of 6.000%Non-Cumulative Preferred Stock,Series GGDepositary Shares,each representing a 1/1,000th interest in a shareBAC PrKNew York Stock Exchange of 5.875%Non-Cumulative Preferred Stock,Series HH7.25%Non-Cumulative Perpetual Convert

6、ible Preferred Stock,Series LBAC PrLNew York Stock ExchangeDepositary Shares,each representing a 1/1,200th interest in a shareBML PrGNew York Stock Exchangeof Bank of America Corporation Floating RateNon-Cumulative Preferred Stock,Series 1Title of each classTrading Symbol(s)Name of each exchange on

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1. **财务表现**:2025年Q1净收入74亿美元,同比增10.9%;每股收益0.90美元,同比增18.4%。净利息收入144.43亿美元,非利息收入129.23亿美元,均同比上升。 2. **业务 segments**: - **Consumer Banking**:净收入25.31亿美元,受信用卡信贷损失拨备增加影响。 - **Global Wealth & Investment Management**:净收入10.07亿美元,资产管理费因市场上涨增长14%。 - **Global Banking**:净收入19.13亿美元,投资银行费基本持平。 - **Global Markets**:净收入19.49亿美元,销售交易收入增12%。 3. **资产负债**:总资产3.35万亿美元,贷款1.11万亿美元,存款1.99万亿美元,均环比增长。 4. **资本管理**:普通股权益2,750.82亿美元,宣布季度股息0.26美元/股。
美股财报亮点? 银行盈利趋势? 风险披露重点?
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