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美国富国银行Wells Fargo &amp Company(WFC)2025年第一季度财报(10-Q)「NYSE」英文版)(128页).pdf

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1、 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington,D.C.20549 FORM 10-Q(Mark One)QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934For the quarterly period ended March 31,2025 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE

2、ACT OF 1934For the transition period from _ to _ Commission file number 001-2979 WELLS FARGO&COMPANY(Exact name of registrant as specified in its charter)Delaware No.41-0449260(State of incorporation)(I.R.S.Employer Identification No.)420 Montgomery Street,San Francisco,California 94104(Address of p

3、rincipal executive offices)(Zip code)Registrants telephone number,including area code:415-371-2921 Securities registered pursuant to Section 12(b)of the Act:Title of Each Class TradingSymbol Name of Each Exchangeon Which Registered New York Stock Common Stock,par value$1-2/3 WFC Exchange(NYSE)7.5%No

4、n-Cumulative Perpetual Convertible Class A Preferred Stock,Series L WFC.PRL NYSE Depositary Shares,each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock,Series Y WFC.PRY NYSE Depositary Shares,each representing a 1/1000th interest in a share of Non-Cumu

5、lative Perpetual Class A Preferred Stock,Series Z WFC.PRZ NYSE Depositary Shares,each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock,Series AA WFC.PRA NYSE Depositary Shares,each representing a 1/1000th interest in a share of Non-Cumulative Perpetual

6、Class A Preferred Stock,Series CC WFC.PRC NYSE Depositary Shares,each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock,Series DD WFC.PRD NYSE Guarantee of Medium-Term Notes,Series A,due October 30,2028 of Wells Fargo Finance LLC WFC/28A NYSE Indicate by

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根据报告的内容,以下是Wells Fargo & Company 2025年第一季度报告的简要概括: 1. **财务表现**:Wells Fargo 2025年第一季度净收入为49亿美元,每股摊薄收益为1.39美元,较去年同期增长6%。 2. **净利息收入**:净利息收入下降6%,至114.95亿美元,主要受利率下降和贷款余额减少影响。 3. **非利息收入**:非利息收入增长2%,至86.54亿美元,主要得益于投资顾问和其他基于资产的费用增加。 4. **非利息支出**:非利息支出下降3%,至138.91亿美元,主要由于运营损失、专业和外部服务费用以及FDIC特别评估费用减少。 5. **资本和流动性**:Wells Fargo保持了强劲的资本和流动性,CET1比率超过监管最低要求,TLAC比率和LCR比率也超过监管最低要求。 6. **信贷质量**:信贷损失准备金为146亿美元,较去年底下降8.4亿美元,主要由于净贷款冲销减少。 7. **业务部门表现**:各业务部门表现各异,其中财富和投资管理表现最佳,收入增长6%。
**季度收益如何?** **资本与流动性状况** **风险因素解析**
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