美国银行Bank of America（BAC）2025年第一季度业绩报告「NYSE」（英文版）（18页）.pdf

1、11Q25 Financial Highlights2(B)1Q25 Business Segment Highlights1,2,3(B)Consumer Banking Net income of$2.5 billion Revenue of$10.5 billion,up 3%Average deposits of$948 billion,down 1%;up 32%from pre-pandemic levels(4Q19)Average loans and leases of$315 billion,up$2 billion,or 1%Combined credit/debit ca

2、rd spend of$228 billion,up 4%Client Activity 250,000 net new consumer checking accounts;25th consecutive quarter of growth 38 million consumer checking accounts;92%are primary4 3.9 million small business checking accounts$498 billion in consumer investment assets,up 9%5$1.1 trillion in payments,up 4

3、%6 4.0 billion digital logins;65%of total sales were digitally-enabledGlobal Wealth and Investment Management Net income of$1.0 billion Revenue of$6.0 billion,up 8%,driven by a 15%increase in asset management fees from strong AUM flows and higher market levels Client balances of$4.2 trillion,up 5%fr

4、om 1Q24,driven by positive net client flows and higher market valuations Client Activity 7,200 net new relationships across Merrill and Private Bank$1.9 trillion of AUM balances,up 7%87%of Merrill and Private Bank clients digitally activeGlobal Banking Net income of$1.9 billion Total Corporation inv

5、estment banking fees(excl.self-led)of$1.5 billion,down 3%#3 investment banking fee ranking;23 bps gain in market share7$575 billion in average deposits,up 9%6%growth in Middle Market average loan balances9 14%improvement in treasury service charges Global Markets Net income of$1.9 billion Sales and

6、trading revenue up 11%to$5.7 billion including net debit valuation adjustment(DVA)gains of$19 million.Excluding net DVA,up 9%.(E)12th consecutive quarter of year-over-year growth Fixed Income,Currencies and Commodities(FICC)revenue up 8%to$3.5 billion.Excluding net DVA,up 5%(E)Equities revenue reach