GMS 金融科技利用 DIT 实现包容性和安全的贸易和金融.pdf

1、GMS FintechHarnessing Digitalization,Innovation and Technology(DIT)for Inclusive and Secure Trade and Finance in the GMSThe Future of Finance in the GMS:How Fintech is Transforming Trade and Building a Sustainable Economy.Ms.Khanit Phatong31 July 2024Fintech Frontiers:Exploring the Evolving Landscap

2、e in the GMS Rising Mobile and Internet PenetrationThe increasing affordability of smartphones and expanding internet coverage have led to a surge in digital adoption.Large Unbanked and Underbanked PopulationA significant portion of the GMS population still lacks access to traditional banking servic

3、es.Supportive Government PoliciesGovernments across the GMS are recognizing the potential of fintech to drive financial inclusion and economic growth.Growing Investment in FintechVenture capital and private equity firms are increasingly investing in fintech companies in the GMS.2Fintech Frontiers:Ex

4、ploring the Evolving Landscape in the GMSKey Trends in GMS Fintech Digital Payments Mobile wallets and digital payment platforms are witnessing exponential growth,driven by the convenience and accessibility they offer compared to traditional cash transactions.RemittancesThe GMS has a large diaspora

5、population working abroad,and fintech companies are facilitating cross-border remittances through digital channels,reducing costs and improving efficiency.LendingDigital lending platforms are providing micro-loans and small business loans to individuals and entrepreneurs who have limited access to t

6、raditional credit facilities.InsurtechFintech companies are leveraging technology to offer innovative insurance products and services,making them more affordable and accessible to the underserved population.3The Contribution of Fintech to Financial Inclusion,Economic Development,and Transition to Gr