好事达The Allstate Corporation（ALL）2025年第四季度及全年财务业绩演示报告「NYSE」（英文版）（17页）.pdf

1、02.05.2026The Allstate CorporationFourth Quarter 2025 Earnings PresentationThe Allstate Corporation 2026PAGE 1Forward-looking Statements And Non-GAAP Financial InformationThis presentation contains forward-looking statements and information.This presentation also contains non-GAAP measures that are

2、denoted with an asterisk(*).You can find the reconciliation of those measures to GAAP measures within our most recent earnings release,investor supplement or on our website,under the“Financials”link.Additional information on factors that could cause results to differ materially from this presentatio

3、n is available in the 2024 Form 10-K,Form 10-Q for September 30,2025,our most recent earnings release,and at the end of these slides.These materials are available on our website,under the“Financials”link.The Allstate Corporation 2026PAGE 2Allstates Strategy To Create Shareholder ValueIncrease Person

4、al Property-Liability Market ShareExpand Protection ServicesLeveraging Allstate brand,customer base and capabilitiesAllstate Delivers More Affordable Protection And Strong Results2025 performance highlights Improved auto and homeowners insurance affordability Benefited from Transformative Growth ini

5、tiatives Generated strong financial results Increased growth of Property-Liability policies in force Higher cash returns to shareholdersThe Allstate Corporation 2026PAGE 3Generated Strong Financial Results2025 versus 2024 net incomeFourth quarterNet income applicable to common shareholders-2024$1,89

6、9Significant reconciling items(1)-Underwriting income,excluding catastrophe losses and reserve reestimates*$767-Catastrophe losses$159-Reserve reestimates(non-catastrophe)(2)$792Other reconciling items(3)$186Net income applicable to common shareholders-2025$3,8032025 resultsFourth quarterFull yearTo