好事达The Allstate Corporation（ALL）2025年第二季度财务业绩演示报告「NYSE」（英文版）（13页）.pdf

1、07.31.2025The Allstate CorporationSecond Quarter 2025 Earnings PresentationThe Allstate Corporation 2025PAGE 1Forward-looking statements and non-GAAP financial informationThis presentation contains forward-looking statements and information.This presentation also contains non-GAAP measures that are

2、denoted with an asterisk(*).You can find the reconciliation of those measures to GAAP measures within our most recent earnings release,investor supplement or on our website,under the“Financials”link.Additional information on factors that could cause results to differ materially from this presentatio

3、n is available in the 2024 Form 10-K,Form 10-Q for June 30,2025,our most recent earnings release,and at the end of these slides.These materials are available on our website,under the“Financials”link.The Allstate Corporation 2025PAGE 2Shareholder value creation:Delivering excellent returns Growing pe

4、rsonal property-liability market share Expanding Protection Services Proactively investingQ2 2025Variance to Prior YearRevenues$16,6335.8%Policies in Force 208.24.2%Personal property-liability 37.70.8%Net Income applicable to common shareholders$2,079NMAdjusted Net Income*$1,591NM Per diluted common

5、 share*$5.94NM Return on equity*28.6%7.0 ptsAllstates Strategy To Create Shareholder ValueIncrease Personal Property-Liability Market ShareExpand Protection ServicesLeveraging Allstate brand,customer base and capabilitiesAllstate Delivers Strong Business Results(in millions except per share data)The

6、 Allstate Corporation 2025PAGE 3Allstate Creates Shareholder Value Personal Property-LiabilityTransformative Growth strategy to grow market shareNew auto and homeowners insurance productsExpense reductionsIncreased sophistication of pricing and marketingClaims processes enhanced following pandemic-r