1、Earnings ReleaseMastercard Incorporated Reports Second Quarter 2025 Financial Results Second quarter net income of$3.7 billion,and diluted earnings per share(EPS)of$4.07 Second quarter adjusted net income of$3.8 billion,and adjusted diluted EPS of$4.15Second quarter net revenue of$8.1 billion,an inc

2、rease of 17%,or 16%on a currency-neutral basisSecond quarter gross dollar volume up 9%and purchase volume up 10%,on a local currency basisPurchase,NY-July31,2025-Mastercard Incorporated(NYSE:MA)today announced financial results for the second quarter 2025.“Our momentum of deal wins continued this qu

3、arter,including the extension of our exclusive partnership with American Airlines,”said Michael Miebach,Mastercard CEO.“Overall,the second quarter was another strong one for Mastercard,with net revenue growth of 17%year-over-year,or 16%on a currency-neutral basis.These results reinforce how our team

4、s are executing every day and delivering value in every transaction and beyond.Were well positioned for the opportunities ahead and continue to drive new innovation like the Mastercard Collection and Mastercard Agent Pay.”Quarterly ResultsSecond Quarter Operating ResultsIncrease/(Decrease)$in billio

5、ns,except per share dataQ2 2025Q2 2024Reported GAAPCurrency-neutralNet revenue$8.1$7.017%16%Operating expenses$3.4$2.915%14%Operating income$4.8$4.018%17%Operating margin58.7%58.0%0.8 ppt0.8 pptEffective income tax rate20.8%17.3%3.5 ppt3.5 pptNet income$3.7$3.314%13%Diluted EPS$4.07$3.5016%15%Key Se

6、cond Quarter Non-GAAP Results 1Increase/(Decrease)$in billions,except per share dataQ2 2025Q2 2024As adjustedCurrency-neutralNet revenue$8.1$7.017%16%Adjusted operating expenses$3.3$2.815%14%Adjusted operating margin59.9%59.4%0.5 ppt0.5 pptAdjusted effective income tax rate20.9%17.5%3.4 ppt3.4 pptAd