1、 451 Research 2025 PreviewJordan McKee,Research Director,FintechSophia Furber,Fintech Research Analyst,EMEA Sampath Sharma Nariyanuri,Senior Research Analyst,FintechMcKayla Wooldridge,Research Analyst,FintechMore favorable macroeconomic conditions set the scene for a brighter fintech outlook in 2025

2、,but vendors will need to be more tactical and intentional to find the growth that was once seen as a given.Constrained venture funding,intensifying regulatory scrutiny and spreading market saturation are signals that fintechs must work harder than ever in coming years to scale their businesses.To l

3、earn more or to request a demo,visit 2024 2025 Trends in F of contentsExecutive summary 3Introduction 3About this report 3The Take 4Trends we anticipate in 2025 4Trend 1:Fintechs will see more stable funding and M&A activity 4Figure 1:Fintech funding rounds hit new low in Q3 2024 5Trend 2:A2A paymen

4、ts will soar,led by instant payment schemes and open banking 5Trend 3:Stablecoins will inch toward mainstream acceptance in payments 6Trend 4:Banking as a service will see a year in transition 6Trend 5:Wallet War II will unfold with a focus on guest checkout 7Trend 6:Payment orchestration will diver

5、sify and evolve 7Figure 2:Majority of merchants prefer using multiple payment processors 8Trend 7:The industrys arms race against emerging fraud threats will move into a new phase 9Figure 3:Scams and fraud are consumers top concern about GenAI 9Trend 8:Digital transformation in B2B payments will acc

6、elerate 10Trend 9:The B2B payments market will become more integrated 10Trend 10:Convenience,control,choice will drive payment decisions for consumers and businesses alike 11Figure 4:Younger consumers are most likely to abandon purchases when preferred payment method not offered 11Trend 11:Alternati