1、 TLP WHITE TLP WHITE 2025 FS-ISAC,Inc.|All rights reserved Charting the Course of AI Risk Practical Considerations for Financial Services Leaders A publication of the FS-ISAC Artificial Intelligence Risk Working Group Future Use Team 1 TLP WHITE 2025 FS-ISAC,Inc.|All rights reserved|The Future State

2、 of Generative AI Contents Executive Summary 3 Defining AI for Financial Services Use Cases 4 Understanding AI Capabilities vs.AI Expectations 4 Projecting Future Use:Defining the Problems 5 Uncertainties and Potential Challenges of GenAI 7 Short-,Medium-,and Long-Term Considerations 12 Short-Term C

3、onsiderations:Augmented Workforce and AI Deployment 12 Medium-Term Considerations:Labor,Data,Cybersecurity,and Legal Challenges 13 Long-Term Considerations:Code,Competition,and Complexity Issues 15 Questions to Prepare You Today for GenAI Future Use 16 Conclusion 19 Appendix:Copyright Issues 20 Refe

4、rences and Resources 21 Contributors CoCo-ChairChairs:s:Chris Budd,Deutsche BankChris Budd,Deutsche Bank,and,and Pam Simpson,TD BankPam Simpson,TD Bank Benjamin Dynkin Donavon Swinney,WECU Dr.Carrie E.Gates,FS-ISAC Michael Silverman,FS-ISAC 3 TLP WHITE 2025 FS-ISAC,Inc.|All rights reserved|The Futur

5、e State of Generative AI Executive Summary Artificial Intelligence(AI)simultaneously inspires optimism and panic.Its latest iteration generative AI,which creates wholly new text,images,audio,and more brings the financial sector to a new inflection point.While AI clearly offers opportunities that the

6、 sector can embrace,organizations have just begun to set their course into the future of AI.To help chart what lies ahead for AIs use and consequences,FS-ISACs Artificial Intelligence Risk Working Group assembled the Future Use team of financial sector experts in AI,risk,technology,and cybersecurity