1、The Evolution ofDigital Assets,ArtificialIntelligence andEuropean DigitalSovereigntyMay 2025Foreword3Artificial Intelligence11Investment Trends andCommercial AdoptionExecutive Summary4AI:Productivity and Regulatory Shifts13Reflecting on Point Zero Forum(PZF)2024:Key Takeaways5Spotlight:Agentic AI in

2、 FinancialServices14Looking ahead with PZF 20255Europes Digital Sovereignty:Digital AssetsThe EuroStack Vision16Europes Recalibrated Approach toDigital Assets6Contributors18Regulatory Divergence and the Needfor Global Regulatory Harmonisation9Payments10Next-Generation Payment Technology-Key Developm

3、ents in 2025ForewordPoint Zero Forum 2025 convenes at a defining moment for Africas priorities,inclusive growth,trustworthy AI,and the global financial and technology ecosystem.The pace of advancing digital payments globally,the Forum will host innovation across digital assets,artificial intelligenc

4、e,and dedicated sessions and roundtables to translate policy next-generation payments is not only reshaping financial ambitions into actionable,real-world pathways.markets,it is redrawing the very foundations of trust,governance,and sovereignty in the digital age.Several key initiatives this year,in

5、cluding Project Agor,discussions on AI governance,and efforts to combat But all this becomes even more urgent in times like these.financial crime through digital identity and tokenisation,Europe is waking up between two blocks,increasingly directly feed into the G20s 2027 targets for cross-border aw

6、are of the vulnerabilities that come from deep payments and global digital infrastructure development.technological dependencies and shifting geopolitical alliances.Whether its cloud,data,or financial infrastructure,Last years Forum laid the groundwork by identifying key digital sovereignty is no lo