1、UK Payments&Fintech Report2025Edgar,Dunn&Company is a global consultancy specialising in payments and financial services.Since 1978,we have partnered with clients across the globe and developed unrivalled specialist expertise.Our services include Payment Strategy,M&A Advisory,and Litigation SupportI

2、ndependent+250 Clients in 55 countries and 6 continents6 Office locations worldwide+2,500 Projects completedSan FranciscoLondonFrankfurtParisDubaiSydneyEDGAR,DUNN&COMPANY:UK Payments&Fintech Report 2025p 2IntroductionA few words from Samee Zafar,EDC CEOEDC has been a leading advisor to the UK and in

3、ternational financial services industry since we opened an office in London in 1992.Our expertise spans across strategy consulting,M&A advisory,and litigation support,serving prominent players including leading UK and international banks,Fintech companies,payment service providers,airlines,and retai

4、lers.Over the last three decades,we have witnessed profound transformations in the UK payments landscape,from the pivotal introduction of Chip and PIN technology at the Point of Sale,which ushered in a new era of in-store payment security,to the advent of Faster Payments,revolutionising domestic fun

5、d transfers,the UK payments sector has continually evolved.Furthermore,EDC has actively contributed to the advancement of a harmonised European payments environment,navigating the complexities of the e-Money Directive,the first Payment Services Directive(PSD),and the subsequent implementation of PSD

6、2.More recently,we have closely observed and analysed the implications of Brexit on the UK payments ecosystem,assessing the challenges and opportunities presented by the changing regulatory landscape.This UK 2025 Payments&Fintech Report builds upon our deep industry knowledge and experience,providin