1、2024HOUSINGTHE STATEOF THENATIONSTHE STATEOF THENATIONS2024HOUSINGJOINT CENTER FOR HOUSING STUDIES OF HARVARD UNIVERSITYTHE STATE OF THE NATIONS HOUSING 2024 Joint Center for Housing Studies of Harvard UniversityHarvard Graduate School of Design|Harvard Kennedy SchoolTABLE OF CONTENTSExecutive Summa

2、ry.1Housing Markets.9Demographic Drivers.16Homeownership.22Rental Housing .29Housing Challenges.36Interactive Data and Resources.44ONLINE TABLES AND EXHIBITS www.jchs.harvard.edu 2024 by the President and Fellows of Harvard College.The opinions expressed in The State of the Nations Housing 2024 do n

3、ot necessarily represent the views of Harvard University or the Policy Advisory Board of the Joint Center for Housing Studies.Principal funding for this report was provided by the Policy Advisory Board of the Joint Center for Housing Studies.Additional support was provided byFederal Home Loan Banks

4、Habitat for Humanity International Housing Assistance Council MBAs Research Institute for Housing AmericaNational Apartment Association National Association of Home Builders National Association of Housing and Redevelopment Officials National Association of REALTORS National Council of State Housing

5、 Agencies National Housing Conference National Housing Endowment National League of Cities National Low Income Housing Coalition National Multifamily Housing Council NeighborWorks America01EXECUTIVE SUMMARYBoth homeowners and renters are struggling with high housing costs.On the for-sale side,millio

6、ns of potential homebuyers have been priced out of the market by elevated home prices and interest rates.Homeowner cost burdens are also on the rise,driven by growing taxes and insurance costs.For renters,the number with cost burdens has hit an all-time high as rents have escalated.While single-fami