1、 Marsh McLennan 2024 GENERAL AND PROFESSIONAL LIABILITY BENCHMARK REPORT For senior living and long-term care providers September 2024 Contents Marsh McLennan Contents Introduction.1 Scope.1 Oliver Wyman&Marsh.2 About Oliver Wyman.2 About Marsh.2 Executive Summary.3 Background.3 Data.3 Senior Living

2、:Countrywide Findings.5 Long-Term Care:Countrywide Findings.7 Senior Living:Cost Comparison.9 Inflation.9 1.COVID-19 Pandemic Claims.11 2.Senior Living Indemnity and Expense Statistics.12 3.Long-Term Care Indemnity and Expense Statistics.15 4.Claim Costs by Close Lag.17 5.Large Loss Activity.18 6.Se

3、nior Living Cause of Loss.19 7.Long-Term Care Cause of Loss.22 8.Senior Living State-Specific Statistics.25 8.1.State Comparison.25 8.2.California.27 8.3.Florida.29 8.4.Illinois.31 8.5.New York.33 8.6.Pennsylvania.35 8.7.Texas.37 9.Long-Term Care State-Specific Statistics.39 9.1.State Comparison.39

4、9.2.California.41 9.3.Colorado.43 9.4.Connecticut.45 Contents Marsh McLennan 9.5.Florida.47 9.6.Georgia.49 9.7.Kentucky.51 9.8.Maryland.53 9.9.Massachusetts.55 9.10.New Jersey.57 9.11.North Carolina.59 9.12.Ohio.61 9.13.Pennsylvania.63 9.14.Texas.65 R Packages.67 Conditions and Limitations.68 Glossa

5、ry.69 2024 General and Professional Liability Benchmark Report For Senior Living and Long-Term Care Providers Introduction Marsh McLennan 1 Introduction Scope Oliver Wyman Actuarial Consulting,Inc.(Oliver Wyman)and the Senior Living&Long-Term Care Industry Practice of Marsh LLC(Marsh)performed an ac

6、tuarial benchmark analysis of the U.S.general liability and professional liability(GL/PL)exposures of senior living and long-term care providers.This review includes the following analyses:Estimation of countrywide and state-specific trends separately for claim costs,severity,and frequency.Estimatio