1、1 EDGAR,DUNN&COMPANY:Advanced Payments&Fintech Report 2025Advanced Payments&Fintech Report 2025 Edgar,Dunn&Company is a global consultancy specializing in payments and financial services.For inquiries regarding this report,please contact:Tue To Head of Fintech TSan FranciscoLondonPar

2、isDubaiSydneyFrankfurtSince 1978,we have partnered with clients across the globe and developed an unrivalled depth in specialist expertise.Fintech,Payment Strategy,M&A,and Litigation Support Independent +250 Clients in 55 countries and 6 continents 6 Office locations worldwide +2,500 Projects co

3、mpletedEDGAR,DUNN&COMPANY:Advanced Payments&Fintech Report 20253 Note from our Head of FintechWelcome to EDCs Advanced Payments&Fintech Report 2025.In this edition,we delve into 14 key topics that capture the latest trends shaping the payments and fintech landscape.Our aim is to provide

4、valuable insights into the critical developments,challenges,and opportunities that will define the future of the industry.2024 has been a pivotal year.The ongoing recovery from the COVID-19 pandemic has sparked new economic dynamics,paving the way for innovation across sectors.Simultaneously,geopoli

5、tical tensions and climate-related disruptions have added layers of complexity and uncertainty to global markets.The payments sector is in the midst of a profound transformation.One of this years key trends is the rise of generative AI,which is revolutionizing financial services.From enhancing custo

6、mer interactions to driving operational efficiencies,AI is optimizing processes and enabling businesses to scale more effectively.Additionally,the emergence of Central Bank Digital Currencies(CBDCs)is reshaping global monetary systems,establishing new frameworks for digital payments and further driv