1、ALLIANZ COMMERCIALAllianz Risk BarometerIdentifying the major business risks for 2025The most important corporate concerns for the year ahead,as ranked by 3,700+risk management experts from more than 100 countries and territoriesThe 14th Allianz Risk Barometer incorporates the views of 3,778 respond

2、ents from 106 countries and territories.The annual corporate risk survey was conducted among Allianz customers(businesses around the globe),brokers and industry trade organizations.It also surveyed risk consultants,underwriters,senior managers,claims experts,as well as other risk management professi

3、onals in the corporate insurance segment of Allianz Commercial and other Allianz entities.Respondents were questioned during October and November 2024.The survey focused on large,smaller and mid-size companies.Respondents were asked to select the industry about which they were particularly knowledge

4、able and to name up to three risks they believed to be most important.Most answers were for large-size companies(US$500mn annual revenue)1,747 respondents,46%.Mid-size companies($100mn+to$500mn revenue)contributed 936 respondents(25%),while smaller enterprises($500mn annual revenue)largely mirror th

5、ose globally:Cyber incidents;business interruption;and natural catastrophes.For smaller companies(1mn),Allianz Commercial analysis shows.A data breach is the cyber exposure companies fear most(see graphic).“The growing significance of data breach losses among cyber insurance claims is driven by a nu

6、mber of notable trends,”says Michael Daum,Global Head of Cyber Claims,Allianz Commercial.“A rise in ransomware attacks including data exfiltration is a consequence of changing attacker tactics and the growing interdependencies between organizations sharing ever more volumes of personal records.At th