ripple：区域支付趋势报告全球支付创新与采用的地区性动态分析（英文版）（32页）.pdf

1、2024Trends in Regional Payments Inside the Evolving Global Payments LandscapeEBOOKTrends in Regional Payments:Inside the Evolving Global Payments LandscapeAbout RippleRipple is the leader in enterprise blockchain and crypto solutions,transforming how the world moves,manages,tokenizes and stores valu

2、e.Ripples business solutions are faster,more transparent,and more cost effectivesolving inefficiencies that have long defined the status quo.And together with partners and the larger developer community,we identify use cases where crypto technology will inspire new business models and create opportu

3、-nity for more people.With every solution,were realizing a more sustainable global economy and planet-increasing access to inclusive and scalable financial systems while leveraging carbon neutral blockchain technology and a green digital asset,XRP.This is how we deliver on our mission to build crypt

4、o solutions for a world without economic borders.Learn more about Ripple at .ContentsIntroduction 3Open Banking on the Rise in North America 4Going Cashless:Spotlight on Stablecoins for Payments 10Asia Pacific:Leading the Way in Instant Payments 12Africa:Crypto and Mobile Payments Fuel Financial Inc

5、lusion 17Latin America:Ditching Cash and Finding Crypto 21Europe:No Time Like the Present for Instant Payments 26Conclusion 30Across the modern arc of payments,McKinsey describes distinct eras marked by paper,plastic,and accounts.Now,a new era is emerging marked by a decoupling where a mix of banks,

6、payment service providers,and fintechs institute new products and technologies to try and keep up with the ever-growing demand for cross-border payments.While payments trends vary by region,some themes are more pronounced globally.Within each region,modernized payments solutions,including blockchain