高盛：2022年年金行业调查（英文版）（24页）.pdf

1、Annuity Industry Survey 2022FORGING AHEAD2|ANNUITY INDUSTRY SURVEY 2022Goldman Sachs Insurance Asset ManagementLast years inaugural Goldman Sachs Asset Management Annuity Industry Survey,Carrying the Torch,was launched against a prevailing low interest rate backdrop.This year,we are in a much differ

2、ent environment,characterized by soaring inflation,geopolitical tensions and persistently elevated volatility.We are currently observing a period of substantial uncertainty across markets,and expect volatility to persist until investors find clarity and some sense of stability in the macro picture.T

3、he results of our second annual survey support our view that the evolving market landscape and increasing interest rate environment,combined with the current aging US population,position the annuity industry for growth,expansion and innovation.As such,we have titled this years survey Forging Ahead.T

4、he survey questions are grouped in three principal areas:1.Global macroeconomic and investment landscape2.Product offerings and innovative implementation3.Industry and distribution themesBy learning the priorities set forth by the top annuity providers,we can reinforce established trends and uncover

5、 emerging themes that will help drive innovation throughout the industry and for retirees.We are immensely grateful for the thoughtful contributions made by the members of our network as we report on another year of key themes influencing the annuity business and look forward to further industry evo

6、lution in the future.IntroductionGoldman Sachs Insurance Asset Management ANNUITY INDUSTRY SURVEY 2022|3RESPONDENTSSummary of Survey RespondentsThe respondents represent a range of organizational roles including senior leadership,relationship management,investment selection and oversight,product dev