1、Table of ContentsUNITED STATES SECURITIES AND EXCHANGE COMMISSIONWashington,D.C.20549FORM 10-K(Mark One)ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934For the Fiscal Year ended December 31,2023or TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES E
2、XCHANGE ACT OF 1934For the transition period from _ to _Commission File No.0-13232Juniata Valley Financial Corp.(Exact name of registrant as specified in its charter)Pennsylvania 23-2235254(State or other jurisdiction of incorporation or organization)(IRS Employer Identification No.)Bridge and Main
3、Streets,PO Box 66Mifflintown,PA17059-0066(Address of principal executive offices)(Zip Code)Registrants telephone number,including area code:(855)582-5101Securities registered pursuant to Section 12(b)of the Act:Title of each class Trading Symbol(s)Name of each exchange on which registeredN/AN/AN/ASe
4、curities registered pursuant to Section 12(g)of the Act:Common Stock,par value$1.00(Title of Class)Indicate by check mark if the registrant is a well-known seasoned issuer,as defined in Rule 405 of the Securities Act.Yes No Indicate by check mark if the registrant is not required to file reports pur
5、suant to Section 13 or Section 15(d)of the Act.Yes No Indicate by check mark whether the Registrant(1)has filed all reports required to be filed by Section 13 or 15(d)of the Securities Exchange Act of 1934 during thepreceding 12 months(or such shorter period that the registrant was required to file
6、such reports),and(2)has been subject to such filing requirements for the past 90 days.Yes No Indicate by check mark whether the registrant has submitted electronically,every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T(232.405 of this chapter)during the prece