Western Alliance Bancorporation (WAL) 2013年年度报告「NYSE」.pdf

1、 Alliance Bank of Arizona,Bank of Nevada,First Independent Bank and Torrey Pines Bank are divisions of Western Alliance Bank.Member FDIC.Western Alliance Bank and Western Alliance Equipment Finance are subsidiaries of Western Alliance Bancorporation.2014 Western Alliance Bancorporation 03/14 One Eas

2、t Washington StreetPhoenix,AZ 85004(602)389-3500 Overview 2014Condensed Consolidated Balance Sheet(Unaudited)($in thousands)2013 2012 2011 Assets Cash$306,000$205,000$155,000 Securities 1,690,000 1,268,000 1,524,000 Loans 6,801,000 5,709,000 4,780,000 Allowance for Loan and Lease Losses (100,000)(95

3、,000)(99,000)Net Loans 6,701,000 5,614,000 4,681,000 Other Assets 610,000 536,000 485,000 Total Assets$9,307,000$7,623,000$6,845,000 Liabilities and Equity Deposits$7,838,000$6,455,000$5,659,000 Borrowings 455,000 309,000 514,000 Other Liabilities 159,000 99,000 35,000 Total Liabilities$8,452,000$6,

4、863,000$6,208,000 Shareholders Equity 855,000 760,000 637,000 Total Liabilities and Shareholders Equity$9,307,000$7,623,000$6,845,000Our goal is to provide“best in class”personalized,value-added banking services to our customers and to help facilitate growth in our local economies.We are one of the

5、few banks in the country our size that has consistently grown lending during both good and bad economic times.We pride ourselves in the long-lasting personal relationships we have forged with our clients.We remain committed to being the premier banking option for business.1Condensed Consolidated Sta

6、tement of Income(Unaudited)($in thousands,except per share amounts)2013 2012 2011 Interest Income$362,655$318,295$296,591 Interest Expense (29,760)(28,032)(38,923)Net Interest Income 332,895 290,263 257,668 Loan Loss Provision (13,220)(46,844)(46,188)Net Interest Income After Provision 319,675 243,4