Western Alliance Bancorporation (WAL) 2015年年度报告「NYSE」.pdf

1、W E S T E R N A L L I A N C E B A N C O R P O R A T I O NA N N U A L R E P O R T 2 0 1 5CENTERED ONRELATIONSHIPSEverything we do at Western Alliance centers on relationships.This real commitment to understanding people and their businesses differentiates our bank and creates long-lasting partnership

2、s.Relationships at Our Core01WE HELP CLIENTS MEET THEIR GOALS04 Letter from the CEO14 New Capabilities22 Industry Expertise28 Board of Directors06 Financial Highlights16 Client Stories24 Community29 Executive Leadership Team12 Our Reach18 National Business Lines26 Our Solutions30 Divisions&Locations

3、0302“Western Alliance continues to be the Go-to Bank for Business in our markets and business niches.We now operate out of 47 business banking offices with 1,500 people committed to understanding your business and delivering you personalized,responsive service.”Robert SarverChairman and Chief Execut

4、ive Officer Western Alliance BancorporationOur growth in earnings and capital supported another strong year for our stock price as we continued to significantly outperform our peers and the S&P 500.”“LETTER FROM THE CEO04Total assets reached$14.3 billion as of December 31,2015.Our total deposits and

5、 loans grew$3.1 billion and$2.7 billion,respectively,as Western Alliance continues to be the“Go-to Bank for Business”in our markets and business niches.We now operate out of 47 business banking offices with 1,500 people committed to understanding your business and delivering you personalized,respons

6、ive service that translates into long-lasting relationships.In 2015,we delivered a return on average assets of 1.56%and a return on tangible common equity of more than 17%.Western Alliances five-year compounded growth rate of 13%in revenue,expense discipline and reinvestment of all our earnings back