Western Alliance Bancorporation (WAL) 2016年年度报告「NYSE」.pdf

1、BANKING ON MOREWestern Alliance BancorporationAnnual Report 2016MORE REACH RESOURCES EXPERTISEThriving businesses want more,and that is ourfocus at Western Alliance.We are proud tobe a relationship-centered bank that puts clientneeds first with expert bankers,strong capacity,access to decision-maker

2、s,sophisticated products,customized solutions,and a real commitmentto adding value.WHYMOREMATTERSTUCSON,ARIZONA04Letter from the CEO06Financial Highlights14Technology Investments18National Business Lines26Industry Knowledge30Community Involvement36Banking Solutions38Board of Directors39Executive Lea

3、dership Team40Divisions&Contacts04LETTER FROM THE CEOThank you for taking the time to review this reportand learn how more at Western Alliance can workfor you.Our core purpose is to provide deposit andcredit solutions to businesses.We deliver througha team of knowledgeable and empowered bankerscommi

4、tted to providing personalized and responsiveservice that translates into long-lasting relationships.As our Company continues to grow and evolve,ourkey corporate values remain constant:-We place honesty,transparency,and integritywith our customers,co-workers,and regulatorsat the top.-We view ourselv

5、es as a trusted partner withour customers.-We strive to bring more passion and care toour customers than our competitors.-We want to make a difference in the communitieswe serve.The year 2016 was one of strong performancefor Western Alliance.Financially we had moregrowth across the board:loans,depos

6、its,capital,earnings and customers.Total assets increased20%to$17.2 billion.This growth was supportedby an increase of$500 million or 31%in regulatorycapital.Our deposits and loans grew by 21%and19%,respectively,during the year.Net incomewas$260 million and$2.50 per share comparedto$193 million and$