Western Alliance Bancorporation (WAL) 2022年年度报告「NYSE」.pdf

1、1?Dear Fellow Shareholders,?Kenneth A.VecchioneRELIABLE.STABLE.READY.2?Assets 2022National Bank,Regional Footprint?$46.4B$61.3B|EXECUTIVE PERSPECTIVESConsistent Performance Makes Us a Bank for All SeasonsDale M.Gibbons?,?|EXECUTIVE PERSPECTIVESDelivering on Specialized ExpertiseStephen R.Curley?As a

2、 national bank with a regional branch footprint,Western Alliances uniquely flexible,diversified business model positions us as a premier commercial bank with strong asset quality across economic cycles.This approach enabled us to close out the fourth quarter with record revenues.”?$1.5B$2.2B5 56?$1.

3、384B$1.122BDiverse Deposit Generators Strengthen Western Alliance?|EXECUTIVE PERSPECTIVESRegional Banking ExcellenceTim R.Bruckner?sauce?|EXECUTIVE PERSPECTIVESMeeting Customers Where They Are:Online and In PersonTim Boothe?9Western Alliances ongoing?businesses is an essential element of our nationa

4、l commercial bank strategy.”?3.41%?10?44.9%Deliberate Business Transformation Delivers Results?42.9%|EXECUTIVE PERSPECTIVESRisk Management Is Part of Everyones Job Emily Nachlas?|EXECUTIVE PERSPECTIVESCorporate Responsibility Helps Build a Better Bank Jessica Jarvi?13?$56.0B?2022$67.7BDemonstrated C

5、onservative Credit Culture?Well-Prepared for the Future?14Kenneth A.Vecchione?|EXECUTIVE PERSPECTIVESPutting People First at Western Alliance Barbara Kennedy?$5.4B$67.7BA2AA-Baa23,365Total EquityThe Standard in Financial Rating Institutions,Rated 300 Superior*Total AssetsEmployeesOne of Forbes“Ameri

6、cas Best Banks”Year After Year#1 Top-Performing Large Bank with Assets$50 Billion and AboveAMERICAN BANKER#2 Best-Performing of the 50 Largest Public U.S.BanksS&P GLOBAL MARKET INTELLIGENCE 2021#1 Bank with Assets of$50 Billion+&Top 10 U.S.Banks for Growth StrategyBANK DIRECTORS 2022 RANKINGBANKING