Peoples Bancorp of North Carolina Inc. (PEBK) 2013年年度报告「NASDAQ」.pdf

1、Our Vision,Mission and Core ValuesVISION STATEMENTTo be the Bank of Choice in our Communities.MISSION STATEMENTTo Provide Exceptional Customer Ser-vice While Selling to Customer Needs.CORE VALUESEMPLOYEESWe are valued so we add value.EXCEPTIONAL CUSTOMER SERVICEWe surpass our customers expectations.

2、INTEGRITYWe are fair and truthful.ACCOUNTABILITYWe are accountable for our own actions and each other.PROGRESSIVE AND POSITIVEWe see change as an opportunity.ContentsMessage From the President 2Financial Highlights 4Report of Independent Registered Public Accounting Firm 5Consolidated Balance Sheets

3、 6Consolidated Statements of Earnings 7Board of Directors and Officers 8Subsidiaries 9Shareholder and General Information 9Locations BackPage 2We are pleased to report that Peoples Bancorp of North Carolina,Ipleted another successful year during 2013.Consolidated net earnings for the year ended Dece

4、mber 31,2013 increased 15.5%and totaled$6.7 million,or$1.19 basic and diluted net earnings per share,before adjustment for preferred stock dividends and accretion.For the prior year ended December 31,2012,consolidated net earnings totaled$5.8 million,or$1.04 basic and diluted net earnings per share,

5、before adjustment for preferred stock dividends and accretion.We are also pleased to inform you that Peoples Bancorp received regulatory approval in December 2013 to repurchase and retire the remaining 12,524 outstanding shares of our Series A preferred stock arising from the Companys participation

6、in the Capital Purchase Program under the Troubled Asset Relief Program in 2008.With this transaction reflected as of December 31,2013,shareholders equity totaled$83.7 million,or 8.1%of total assets,and we remained in excess of regulatory guidelines for a well-capitalized financial institution.We an