Orange County Bancorp (OBT) 2019年年度报告「NASDAQ」.pdf

1、ORANGE COUNTY BANCORP,INC.2019 ANNUAL REPORT A Year of Record EarningsMemberFederal Reserve SystemFederal Home Loan BankFederal Deposit Insurance CorporationFinancial Industry Regulatory AuthoritySubsidiariesOrange Bank&Trust Company(“Bank”)Hudson Valley Investment Advisors,Inc.(“HVIA”)Shares of Ora

2、nge County Bancorp,Inc.stock are available under stock SYMBOL OCBIFor information regarding stock transfers and other transactions,contact our Transfer Agent:Computershare,Inc.250 Royall Street,Canton,MA 02021 For more information about purchasing stock,contact either:Stifel Nicolaus&Co.Inc.Andrew L

3、ieb:800.342.2325 Ext.4128Fig Partners,LlcDan Flaherty:404.601.7200Sandler Oneill+Partners Jerome(Jace)Day,Jr.:212.466.7831Board of Directors(Pictured from left to right)FRONT ROW:Susan Metzger,Louis Heimbach,Chairman,Michael Gilfeather BACK ROW:Gus Scacco,Richard Rowley,Jonathan Rouis,Terry R.Saturn

4、o,Greg Holcombe,Paul T.McDermott,David A.DeWilde,Virginia Rizzo,William D.Morrison2 ORANGE COUNTY BANCORP,INC.2019 ANNUAL REPORTNotice to Shareholders Annual Disclosure StatementFinancial information about the Bank is available to our customers and the general public upon request.In accordance with

5、the federal regulation to facilitate more informed decision-making by depositors,investors,and the general public,we will provide an ANNUAL DISCLOSURE STATEMENT containing financial information for the Bank for the previous two years.This information will be updated annually and available as of June

6、 1,each year.To obtain a copy of the ANNUAL DISCLOSURE STATEMENT,please contact:Robert Peacock,EVP Chief Financial Officer Orange Bank&Trust Company 212 Dolson AvenueMiddletown,New York 10940 A Y E A R O F R E C O R D E A R N I N G S 3To Our Stockholders,Customers and Friends:We are pleased to prese