1、Turn challenges intoand outperformOPPORTUNITIESEXPECTATIONSOur customer-first approach leads to record earnings in unprecedented times.ORANGE COUNTY BANCORP,INC.2020 ANNUAL REPORTMEMBERFederal Reserve SystemFederal Home Loan BankFederal Deposit Insurance CorporationFinancial Industry Regulatory Auth
2、oritySUBSIDIARIESOrange Bank&Trust Company(“Bank”)Hudson Valley Investment Advisors,Inc.(“HVIA”)NOTICE TO SHAREHOLDERS ANNUAL DISCLOSURE STATEMENTFinancial information about the Bank is available to our customers and the general public upon request.In accordance with the federal regulation to facili
3、tate more informed decision-making by depositors,investors,and the general public,we will provide an ANNUAL DISCLOSURE STATEMENT containing financial information for the Bank for the previous two years.This information will be updated annually and available as of June 1,each year.To obtain a copy of
4、 the ANNUAL DISCLOSURE STATEMENT,please contact:Robert Peacock,EVP Chief Financial Officer Orange Bank&Trust Company 212 Dolson AvenueMiddletown,New York 10940SHARES OF ORANGE COUNTY BANCORP,INC.STOCK ARE AVAILABLE UNDER STOCK SYMBOL OCBIFor information regarding stock transfers and other transactio
5、ns,contact our Transfer Agent:COMPUTERSHARE,INC.250 Royall Street,Canton,MA 02021 For more information about purchasing stock,contact either:STIFEL NICOLAUS&CO.INC.Andrew Lieb:800.342.2325 Ext.4128FIG PARTNERS,LLCDan Flaherty:404.601.7200SANDLER ONEILL+PARTNERS Jerome(Jace)Day,Jr.:212.466.7831BOARD
6、OF DIRECTORSLOUIS HEIMBACHChairmanJONATHAN ROUISCPAPartner at RBT CPAsMICHAEL J.GILFEATHERPresident&CEOWILLIAM D.MORRISONPrincipalMorrison InsuranceFormer Account ExecutiveMarshall&SterlingTERRY R.SATURNOFormer President&CEOOrange Bank&Trust CompanyGREG HOLCOMBEPresident&CEOHolcombe Development Comp