1、ORANGE COUNTY BANCORP,INC.2 0 1 7 A N N U A L R E P O R TBOARD OF DIRECTORSPICTURED FROM LEFT TO RIGHT.FRONT ROW:David A.DeWilde,Louis Heimbach,Chairman,Terry R.SaturnoBACK ROW:Richard Rowley,Paul T.McDermott,Susan Metzger,Greg Holcombe,William D.Morrison,Michael Gilfeather,Virginia Rizzo,Jonathan R
2、ouis,Gus Scacco2 ORANGE COUNT Y BANCORP,INC.MEMBERFederal Reserve SystemFederal Home Loan BankFederal Deposit Insurance CorporationFinancial Industry Regulatory AuthoritySUBSIDIARIESOrange Bank&Trust Company(“Bank”)Hudson Valley Investment Advisors,Inc.(“HVIA”)SHARES OF ORANGE COUNTY BANCORP,INC.STO
3、CK ARE AVAILABLE UNDER STOCK SYMBOL OCBIFor information regarding stock transfers and other transactions,contact our Transfer Agent:Computershare,Inc.P.O.BOX 30170College Station,TX 778421.800.368.5948WFor more information about purchasing stock,contact either:STIFEL NICOLAUS&CO.INC.Andrew Lieb:800.
4、342.2325 Ext.4128RAYMOND JAMES EQUITY CAPITAL MARKETS Douglas W.Deubel:888.734.0540HOVDE GROUPJames D.Nuber:312.361.1810NOTICE TO SHAREHOLDERS ANNUAL DISCLOSURE STATEMENTFinancial information about the Bank is available to our customers and the general public upon request.In accordance with the fede
5、ral regulation to facilitate more informed decision-making by depositors,investors,and the general public,we will provide an ANNUAL DISCLOSURE STATEMENT containing financial information for the Bank for the previous two years.This information will be updated annually and available as of June 1,each
6、year.To obtain a copy of the ANNUAL DISCLOSURE STATEMENT,please contact:Tracy Stein,VP/Controller Orange Bank&Trust Company 212 Dolson Avenue Middletown,New York 10940 2 0 1 7 A N N U A L R E P O R T 3We are pleased to present you with the 2017 Annual Report of Orange County Bancorp,Inc.(the“Company