Greene County Bancorp, Inc. (GCBC) 2019年年度报告「NASDAQ」.pdf

1、GREENE COUNTY BANCORP,INC.2019 ANNUAL REPO RTTraveling the long road.Celebrating 130 YearsCelebrating 130 Years1889-20191889-2019Greene County BanCorp,InC.Greene County BanCorp,InC.1889 Founded 1930 First Office 1940 First Million 1962 First Branch 1998 First Stock Sale 2004 First Municipal ClientPl

2、aying the long game.WHITTAKER 2017 First Billion About Greene County Bancorp,Inc.Greene County Bancorp,Inc.(GCBC)is the parent company of the Bank of Greene County and its subsidiary,Greene County Commercial Bank.GCBCs consolidated assets as of June 30,2019,were$1.3 billion.The Bank of Greene County

3、 was founded in 1889 as The Building and Loan Association of Catskill.In 1974,the bank changed to a New York State-chartered mutual savings bank,under the name Greene County Savings Bank.In 1998,the bank converted to the mutual holding company form of ownership,changing its name to The Bank of Green

4、e County.A commercial bank subsidiary,Greene County Commercial Bank,was formed in June 2004.The bank serves Greene,Albany,Columbia and Ulster counties in New York State through administrative,lending and operations centers in Catskill,and 16 banking offices in Catskill(Main Street and Catskill Commo

5、ns),Cairo,Chatham,Copake,Coxsackie,Germantown,Greenport,Greenville,Hudson,Kinderhook-Valatie(opened July 2019),Kingston,Ravena-Coeymans,Tannersville,Westerlo and Woodstock.As part of its mission,the bank tries to foster a sense of community through personal service,local decision-making and particip

6、ation with customers in community activities.Total assets$1,269,462$1,151,478$982,291$868,781$738,647Loans receivable,net 785,738 704,431 624,187 522,764 443,496Securities available-for-sale 122,728 120,806 91,299 99,971 85,897Securities held-to-maturity 304,208 274,550 223,830 204,935 169,000Equity