1、2022 Annual ReportCHICAGOATLANTICREAL ESTATE FINANCEPrudent Disciplined DiversifiedWE ARE THE GOLD STANDARD IN CANNABIS LENDINGListed on NASDAQ since December 2021(NASDAQ:REFI)Track record of identifying market inefficiencies,particularly where risk is fundamentally mispriced Ability to redeploy cap
2、ital quickly Access to Sponsors leading cannabis lending platform as lead or co-lead Proprietary sourcing network and direct originations team Experienced and robust origination team responsible for sourcing and closing over$1.8B in credit facilities since 2019 Sizable and growing loan portfolio off
3、ering compelling risk-adjusted returns Diversified across operators,geographies and asset types with strong real estate collateral coverage as well as additional collateral Chicago Atlantic Real Estate Finance,Inc.(NASDAQ:REFI)is a market-leading mortgage REIT utilizing significant real estate,credi
4、t and cannabis expertise to originate senior secured loans primarily to state-licensed cannabis operators in limited-license states in the United States.REFI is part of the Chicago Atlantic platform,which has over 40 employees and has deployed over$1.8 billion across more than 50 loans.CHICAGOATLANT
5、ICREAL ESTATE FINANCE$1.8Bin loans closed since platform inception52cannabis loans closed across platform$800+mmnear-term pipeline under evaluation$343mmcurrent principal outstanding1.7xreal estate collateral coverage in current portfolio19.7%gross portfolio yieldI N V E S T M E N T H I G H L I G H
6、T S*As of December 31,2022With this annual report,we are proud to celebrate the completion of our first year as a public company.We have already executed on many of the long-term plans we originally envisioned at our IPO,and we have the Chicago Atlantic team members and investors to thank for what w