Chicago Atlantic Real Estate Finance, Inc. (REFI) 2021年年度报告「NASDAQ」.pdf

1、L E N D E R O F C H O I C E T O L E A D I N G C A N N A B I S O P E R AT O R S2021 A NNUA L REPORTCHICAGOATLANTICREAL ESTATE FINANCEC O M P A N Y P R O F I L EChicago Atlantic Real Estate Finance,Inc.(NASDAQ:REFI)is a market-leading publicly-traded commercial mortgage REIT utilizing significant real

2、 estate,credit and cannabis expertise to originate senior secured loans primarily to state-licensed cannabis operators in limited-license states in the U.S.We utilize an institutional approach to origination and a“credit-first”underwriting process with stringent criteria centered around operator per

3、formance and strength,collateral,regulatory and market environments,and other factors.Over the years,we have developed a strong reputation among borrowers for delivering on commitments made.Operators choose Chicago Atlantic for our brand recognition,ability to execute on a timely basis,an efficient

4、deal process,in-depth industry knowledge and strong ties to financial sponsors active in the cannabis space.We have a track record of identifying market inefficiencies,particularly where risk is fundamentally mispriced,and the ability to redeploy capital quickly.We benefit from our sponsors leading

5、cannabis lending platform led by an experienced and robust origination team responsible for sourcing and closing over$1 billion in credit facilities since 2019.Chicago Atlantic has a sizable,growing loan portfolio that offers compelling risk-adjusted returns.Our portfolio is diversified across opera

6、tors,geographies,and asset types with strong real estate collateral coverage as well as additional collateral.With a proprietary sourcing network and direct originations team that lead to a strong origination pipeline,we are the lender of choice to leading cannabis industry operators.CHICAGOATLANTIC