瑞银集团UBS AG (UBS) 2006年年度报告「NYSE」.pdf

1、Financial Report 2006IntroductionUBS financial highlights 2Who we are 3More about us 4Contacts 6Presentation of Financial Information 7UBS reporting structure 8Measurement and analysis of performance 10Changes in accounting and presentation in 2007 12UBS 13Results 14Risk factors 14UBS Performance In

2、dicators 17Financial Businesses 21Results 22Global Wealth Management&Business Banking 30Global Asset Management 44Investment Bank 49Corporate Center 54Industrial Holdings 57Balance Sheet and Cash Flows 61Balance sheet and off-balance sheet 62Cash flows 65Accounting Standards and Policies 67Accountin

3、g principles 68Critical accounting policies 70Financial Statements 75UBS AG(Parent Bank)215Additional Disclosure Required under SEC Regulations 229IntroductionOur Financial Report comprises the audited financial state-ments of UBS for 2006,2005 and 2004,prepared according to International Financial

4、Reporting Standards(IFRS)and rec-onciled to the United States Generally Accepted Accounting Principles(US GAAP).It includes the audited financial state-ments of UBS AG(the“Parent Bank”)for 2006 and 2005,prepared according to Swiss banking law.Our Financial Report also discusses the financial and bus

5、iness performance of UBS and its Business Groups,and provides additional disclosure required by Swiss and US regulations.The Financial Report should be read together with the other publications set out on page 4.We hope that you will find this Financial Report useful and informative.We believe that

6、UBS is one of the leaders in cor-porate disclosure,and would be keen to hear your views on how we might improve the content,information or presen-tation of all our publications.Tom HillChief Communication OfficerUBS2UBS financial highlightsUBSincomestatementAs of or for the year ended%change fromCHF