1、AAnnual report 2017Board of Directors Report5Five-year summary8Income Statement Group 11Statement of Comprehensive Income Group 12Balance Sheet Group 13Change in Shareholders Equity Group 15Cash flow Statement Group 17Performance Analysis Group 18Income Statement Parent Company 19Statement of Compre
2、hensive Income Parent Company 20Balance Sheet Parent Company21Change in Shareholders Equity Parent Company 23Cash flow Statement Parent Company 25Performance Analysis Parent Company26Note 1Accounting principles28Note 2 Information on risks35Note 3Premium income50Note 4Claims incurred,for own account
3、50Note 5 Operating costs52Note 6 Investment income53Note 7 Unrealized gains and losses on investments53Note 8 Investment expenses and charges53Note 9 Net profit or net loss per category of financial instruments54Note 10 Taxes55Note 11 Intangible assets56Note 12 Land and buildings57Note 13 Shares and
4、 participations in group companies58Note 14 Shares and participations in associated companies60Note 15 Investments in shares and participations60Note 16 Bonds and other interest-bearing securities60Note 17 Derivative financial instruments61Note 18 Other debtors61Note 19 Categories of financial asset
5、s and liabilities and their fair value62Note 20 Tangible assets68Note 21 Deferred acquisition costs68Note 22 Untaxed reserves69Note 23 Provisions for unearned premiums and unexpired risks69Note 24 Claims reserve70Note 25 Equalization provision70Note 26 Claims handling provision70Note 27 Employee ben
6、efits71Note 28 Other creditors73Note 29 Contingent liabilities and commitments73Note 30 Associated parties74Note 31 Average number of employees,salaries and other remunerations76Note 32 Fees and reimbursements to auditors77Note 33 Operational leasing77Note 34 Class analysis78Note 35 Appropriation of