1、ANNUAL FINANCIAL REPORT 2019Our vision is to be Australias leading bank,trusted by customers for exceptional service.National Australia Bank Limited ABN 12 004 044 937 National Australia Bank Limited ABN 12 004 044 937This 2019 Annual Financial Report(Report)is lodged with the Australian Securities
2、and Investments Commission and ASX Limited.National Australia Bank Limited(NAB)is publicly listed in Australia.The Report contains information prepared on the basis of the Banking Act 1959(Cth),Corporations Act 2001(Cth),Accounting Standards and interpretations issued by the Australian Accounting St
3、andards Board and International Financial Reporting Standards and interpretations issued by the International Accounting Standards Board.NAB also produces a non-statutory Annual Review which can be viewed online at .au/annualreports.To view the Report online,visit .au/annualreports.Alternatively,to
4、arrange for a copy to be sent to you free of charge,call Shareholder Services on 1300 367 647 from within Australia,or+61 3 9415 4299 from outside Australia.Nothing in the Report is,or should be taken as,an offer of securities in NAB for issue or sale,or an invitation to apply for the purchase of su
5、ch securities.All figures in the Report are in Australian dollars unless otherwise stated.REPORT OF THE DIRECTORS22019 at a glance2Chairmans message3Operating and financial review5Directors information29Other Information34Other matters35Auditors independence declaration41Remuneration report43CORPORA
6、TE GOVERNANCE72Governance72FINANCIAL STATEMENTS73Income statements74Statements of comprehensive income75Balance sheets76Cash flow statements77Statements of changes in equity79NOTES TO THE FINANCIAL STATEMENTS81DIRECTORS DECLARATION165INDEPENDENT AUDITORS REPORT166SHAREHOLDER INFORMATION174GLOSSARY17