1、Annual Financial Report 2014Annual Financial Report 2014National Australia Bank Limited ABN 12 004 044 937 This 2014 Annual Financial Report(Report)is lodged with the Australian Securities and Investments Commission and ASX Limited.National Australia Bank Limited(the Company)is publicly listed in Au
2、stralia and overseas.The Report contains information prepared on the basis of the Banking Act 1959(Cth),Corporations Act 2001(Cth)and Accounting Standards and Interpretations issued by the Australian Accounting Standards Board.The Group deregistered from the United States Securities and Exchange Com
3、mission(SEC)effective 20 September 2007.Accordingly,the Company is not required to include SEC-related disclosures in the Report for either the current or comparative financial years.The Company no longer produces a concise report under section 314(2)of the Corporations Act 2001(Cth),and instead com
4、piles a non-statutory Annual Review which can be viewed online at view the Report online,visit arrange for a copy to be sent to you free of charge,call Shareholder Services on 1300 367 647 from within Australia,or+61 3 9415 4299 from outside Australia.Nothing in the Report is,or should be taken as,a
5、n offer of securities in the Company for issue or sale,or an invitation to apply for the purchase of such securities.All figures in the Report are in Australian dollars unless otherwise stated.Front cover:Cheryl and Erick Joosten,E&C Joinery,Pakenham,Victoria.2014 Annual Financial Report 1Table of C
6、ontentsContentsReport of the Directors3Operating and Financial Review3Directors Information20Other Matters27Auditors Independence Declaration30Remuneration Report31Corporate governance61Diversity and inclusion71Financial Report73Directors declaration180Independent auditors report to the members of t