National Australia Bank Ltd. (NAB) 2004年年度报告「ASX」.pdf

1、Annual Financial Report 2004the Yearthe Factsthe FAnnual Financial Report 2004Cover+spineFullFinance2004 21/12/04,5:12:56 PMNational Australia Bank LimitedABN 12 004 044 937This annual financial report 2004 is lodged with the Australian Securities and Investments Commission and Australian Stock Exch

2、ange Limited.Nothing in this annual financial report 2004 is,or should be taken as,an offer of securities in National Australia Bank Limited for issue or sale,or an invitation to apply for the issue or for the purchase of such securities.All figures in this document are in Australian dollars unless

3、otherwise stated.inside_Cover_FullFinance2004 21/12/04,5:15:24 PMTable of contents1Presentation of information2Notes to the financial statements103Financial summary31 Principal accounting policies103Selected financial data42 Transition to Australian equivalents to InternationalBusiness overview9 Fin

4、ancial Reporting Standards112Introduction93 Segment information114Strategy94 Revenue from ordinary activities117Business operating model95 Profit from ordinary activities before income tax expense118Changes to the business operating model96 Income tax expense121Introduction to Financial Services107

5、Dividends and distributions122Financial Services Australia108 Earnings per share123Financial Services Europe119 Cash and liquid assets124Financial Services New Zealand1210 Due from other financial institutions124Corporate&Institutional Banking1211 Due from customers on acceptances124Wealth Managemen

6、t1312 Trading securities125Other1413 Available for sale securities125Competition1514 Investment securities127 Regulation of the financial services system1515 Investments relating to life insurance business130Changing regulatory environment1616 Loans and advances131Organisational structure1817 Provis