1、National Australia Bank Limited ABN 12 004 044 937This 2020 Annual Financial Report(Report)is lodged with the Australian Securities and Investments Commission and ASX Limited.National Australia Bank Limited(NAB)is publicly listed in Australia.The Report contains information prepared on the basis of
2、the Banking Act 1959(Cth),Corporations Act 2001(Cth),Accounting Standards and interpretations issued by the Australian Accounting Standards Board and International Financial Reporting Standards and interpretations issued by the International Accounting Standards Board.NAB also produces a non-statuto
3、ry Annual Review which can be viewed online at .au/annualreports.To view the Report online,visit .au/annualreports.Alternatively,to arrange for a copy to be sent to you free of charge,call the shareholder information line on 1300 367 647 from within Australia or+61 3 9415 4299 from outside Australia
4、.Nothing in the Report is,or should be taken as,an offer of securities in NAB for issue or sale,or an invitation to apply for the purchase of such securities.All figures in the Report are in Australian dollars unless otherwise stated.REPORT OF THE DIRECTORS22020 at a glance2Chairmans message3Operati
5、ng and financial review5Directors information35Other information40Other matters41Auditors independence declaration52Remuneration report54CORPORATE GOVERNANCE83Governance83FINANCIAL STATEMENTS85Income statements86Statements of comprehensive income87Balance sheets88Cash flow statements89Statements of
6、changes in equity91NOTES TO THE FINANCIAL STATEMENTS93DIRECTORS DECLARATION194INDEPENDENT AUDITORS REPORT195SHAREHOLDER INFORMATION203GLOSSARY208ANNUAL FINANCIAL REPORT 20201Annual Financial Report 20202020 AT A GLANCE$600mApproved in Business Support Loans under Australian Governments Coronavirus S