1、ANNUALFINANCIALREPORT2010National Australia Bank Limited ABN 12 004 044 937This Annual Financial Report is lodged with the Australian Securities and Investments Commission and ASX Limited.National Australia Bank Limited(NAB)is publicly listed in Australia and overseas.This Report contains informatio
2、n prepared on the basis of the Banking Act 1959(Cth),Corporations Act 2001(Cth)and Australian equivalents to International Financial Reporting Standards.The Group deregistered from the United States Securities Exchange Commission(SEC)eff ective 20 September 2007.Accordingly,NAB is not required to in
3、clude SEC-related disclosures in this Report for either the current or comparative fi nancial years.NAB no longer produces a concise report under section 314(2)of the Corporations Act 2001(Cth),and instead compiles a non-statutory Annual Review.To view the Report online,visit .Alternatively,to arran
4、ge for a copy to be sent to you free of charge,call Shareholder Services on 1300 367 347 from within Australia,or+61 3 9415 4299 from outside Australia.Nothing in this Report is,or should be taken as,an off er of securities in NAB for issue or sale,or an invitation to apply for the purchase of such
5、securities.All fi gures in this document are in Australian dollars unless otherwise stated.Report of the directors 2Remuneration report 15Corporate governance 40Financial report 49Income statement 50Statement of comprehensive income 51Balance sheet 52Cash flow statement 53Statement of changes in equ
6、ity 54Notes to the financial statements 561 Principal accounting policies 562 Segment information 693 Net interest income 734 Other income 735 Operating expenses 746 Income tax expense 757 Dividends and distributions 768 Earnings per share 779 Cash and liquid assets 7710 Due from other banks 7711 Tr