National Australia Bank Ltd. (NAB) 2005年年度报告「ASX」.pdf

1、newthinkingnewactions Annual Financial Report 2005National Australia Bank LimitedABN 12 004 044 937This annual financial report 2005 is lodged with the Australian Securities and Investments Commission and Australian Stock Exchange Limited.Nothing in this annual financial report 2005 is,or should be

2、taken as,an offer of securities in National Australia Bank Limited for issue or sale,or an invitation to apply for the issue or for the purchase of such securities.All figures in this document are in Australian dollars unless otherwise stated.Table of contents122 Transition to Australian equivalents

3、 to InternationalManaging Directors message3 Financial Reporting Standards126Presentation of information43 Segment information133Financial summary54 Revenue from ordinary activities136Selected financial data65 Profit from ordinary activities before income tax expense137Business overview106 Income ta

4、x expense141Introduction107 Dividends and distributions142Strategy and corporate principles108 Earnings per share143Business operating model109 Cash and liquid assets143Total Australia1010 Due from other financial institutions143Total United Kingdom1211 Due from customers on acceptances144Total New

5、Zealand1312 Trading securities144Institutional Market&Services1313 Available for sale securities145Other1414 Investment securities147Competition1415 Investments relating to life insurance business149 Regulation of the financial services system1416 Loans and advances150Changing regulatory environment

6、1617 Provisions for doubtful debts152Organisational structure1718 Asset quality disclosures155Description of property1719 Shares in controlled entities,joint venture Certain legal proceedings17 entities and other securities158Certain services provided by the external auditor matters 20 Regulatory de