1、ANNUAL FINANCIAL REPORT 2018National Australia Bank Limited ABN 12 004 044 937 Our vision is to be Australias leading bank,trusted by customers for exceptional service.North West Ag Services NAB customerANNUAL FINANCIAL REPORT 2018Our vision is to be Australias leading bank,trusted by customers for
2、exceptional service.North West Ag Services NAB customerSteve Cameron“There have been some tough situations during drought years but NAB has been there every time.”National Australia Bank Limited ABN 12 004 044 937This 2018 Annual Financial Report(Report)is lodged with the Australian Securities and I
3、nvestments Commission and ASX Limited.National Australia Bank Limited(NAB)is publicly listed in Australia.The Report contains information prepared on the basis of the Banking Act 1959(Cth),Corporations Act 2001(Cth),Accounting Standards and interpretations issued by the Australian Accounting Standar
4、ds Board and International Financial Reporting Standards and interpretations issued by the International Accounting Standards Board.NAB also produces a non-statutory Annual Review which can be viewed online at .au/annualreports.To view the Report online,visit .au/annualreports.Alternatively,to arran
5、ge for a copy to be sent to you free of charge,call Shareholder Services on 1300 367 647 from within Australia,or+61 3 9415 4299 from outside Australia.Nothing in the Report is,or should be taken as,an offer of securities in NAB for issue or sale,or an invitation to apply for the purchase of such se
6、curities.All figures in the Report are in Australian dollars unless otherwise stated.REPORT OF THE DIRECTORS2Operating and financial review2Directors information24Other matters31Auditors independence declaration37Remuneration report39CORPORATE GOVERNANCE69FINANCIAL STATEMENTS70Income statements71Sta