National Australia Bank Ltd. (NAB) 2012年年度报告「ASX」.pdf

1、Annual Financial Report2012National Australia Bank Limited ABN 12 004 044 937 This Annual Financial Report(Report)is lodged with the Australian Securities and Investments Commission and ASX Limited.National Australia Bank Limited(NAB)is publicly listed in Australia and overseas.The Report contains i

2、nformation prepared on the basis of the Banking Act 1959(Cth),Corporations Act 2001(Cth)and Accounting Standards and Interpretations issued by the Australian Accounting Standards Board.The Group deregistered from the United States Securities and Exchange Commission(SEC)effective 20 September 2007.Ac

3、cordingly,NAB is not required to include SEC-related disclosures in the Report for either the current or comparative financial years.NAB no longer produces a concise report under section 314(2)of the Corporations Act 2001(Cth),and instead compiles a non-statutory Annual Review which can be viewed on

4、line at .To view the Report online,visit .Alternatively,to arrange for a copy to be sent to you free of charge,call Shareholder Services on 1300 367 647 from within Australia,or+61 3 9415 4299 from outside Australia.Nothing in the Report is,or should be taken as,an offer of securities in NAB for iss

5、ue or sale,or an invitation to apply for the purchase of such securities.All figures in the Report are in Australian dollars unless otherwise stated.2012 Annual Financial Report 1Table of ContentsReport of the Directors 2Remuneration report15Corporate governance41Diversity50Financial report53Income

6、statement54Statement of comprehensive income55Balance sheet56Cash flow statement57Statement of changes in equity58Notes to the financial statements601 Principal accounting policies602 Segment information733 Net interest income774 Other income775 Operating expenses786 Income tax expense797 Dividends