Munich Re2016年年度报告.pdf

1、WE PROGRESS AS ONEGroup Annual Report 2016Munich ReKey figures(IFRS)1 For 2013,2014,2015 and 2016,this contains treasury shares earmarked for retirement.2 Including those apportionable to minority interests and policyholders.3 Previous years figures adjusted owing to IAS 8;see“Changes in accounting

2、policies and other adjustments”.4 Excluding health insurance conducted like life insurance.Key figures(IFRS)Munich Re at a glance(XLS,45 KB)Key figures(IFRS)Reinsurance(XLS,43 KB)Key figures(IFRS)ERGO(XLS,41 KB)Key figures(IFRS)Munich Health(XLS,42 KB)Munich Health 2016 2015 2014 2013 2012Gross prem

3、iums written bn 5.0 5.6 5.3 6.6 6.7Investments (incl.insurance-related investments)bn 4.7 4.1 3.9 3.6 4.2Net technical provisions bn 3.2 2.8 2.5 2.2 2.2Combined ratio4%98.5 99.9 98.8 98.3 100.2ERGO 2016 2015 2014 2013 2012Gross premiums written bn 16.0 16.5 16.7 16.7 17.1Investments (incl.insurance-

4、related investments)bn 135.4 131.0 135.5 126.7 124.9Net technical provisions bn 133.6 130.3 132.4 125.1 122.8Combined ratio property-casualty Germany%97.0 97.9 95.3 96.7 98.0Combined ratio International%99.0 104.7 97.3 98.7 99.8Reinsurance 2016 2015 2014 2013 2012Gross premiums written bn 27.8 28.2

5、26.8 27.8 28.2Investments (incl.insurance-related investments)bn 88.9 89.2 88.0 79.2 83.8Net technical provisions bn 65.5 65.4 63.5 60.5 61.1Major losses(net)m 1,542 1,046 1,162 1,689 1,799Natural catastrophe losses m 929 149 538 764 1,284Combined ratio property-casualty%95.7 89.7 92.7 92.1 91.0Muni

6、ch Re at a glance 2016 2015 2014 2013 2012Gross premiums written bn 48.9 50.4 48.8 51.1 52.0Net earned premiums bn 47.1 48.3 47.4 49.2 50.5Net expenses for claims and benefits bn 38.5 38.7 39.7 39.9 41.0Net operating expenses bn 12.3 12.4 12.0 12.4 12.6Operating result m 4,025 4,819 4,027 4,398 5,34