Medibank Private Ltd (MPL) 2014年年度报告「ASX」.pdf

1、ANNUAL REPORT2014Who is Medibank?Medibank Private Limited ACN 080 890 259Who is Medibank?Our BusinessMedibank is Australias largest private health insurer with a 29.1%market share.Through its health insurance business(Health Insurance),Medibank offers private health insurance policies through two na

2、tional brands(Medibank and ahm)and more than 3.8 million people arecovered including overseas visitors and students(Policyholders).Medibank also generates revenue from a number of related activities that utilise Medibanks experience and expertise and support the Health Insurance business(Complementa

3、ry Services).Medibank employs more than 3,700 people(as at 31 July 2014)and operates throughout Australia,with a limited presence in NewZealand and Singapore.Medibank has its head officeinMelbourne.1Annual Report 2014ContentsWho is Medibank?Inside Front CoverCorporate Governance Statement 2Directors

4、 Report 8Remuneration Report 14Financial Statements Consolidated Income Statement 17Consolidated Statement of Comprehensive Income 18Consolidated Balance Sheet 19Consolidated Statement of Changes in Equity 20Consolidated Statement of Cash Flows 21Notes to the Financial Statements Note 1:Summary of s

5、ignificant accounting policies 22Note 2:Critical accounting estimates and judgements 33Note 3:Financial risk management and fair value measurement 36Note 4:Segment information 46Note 5:Revenue and expenses 48Note 6:Income tax expense 50Note 7:Cash and cash equivalents 51Note 8:Trade and other receiv

6、ables 51Note 9:Financial assets at fair value through profit or loss 53Note 10:Deferred acquisition costs 53Note 11:Other assets 54Note 12:Property,plant and equipment 54Note 13:Deferred tax assets 56Note 14:Intangible assets 56Note 15:Trade and other payables 60Note 16:Financial liabilities at fair