1、AnnualReport 2023AnnualReport 2023This report is part of our suite of reporting for the 2023 financial year.You can find more information about our performance in our Full Year Results Investor Presentation and Sustainability ReportContents Medibank Group our story 1 2023 highlights 2 Chairs message
2、 4 CEOs message 6Delivering value to stakeholders through our strategy 8 Deliver leading experiences 10 Differentiate our insurance business 14 Expand in health 18 A sustainable future 22Operating and financial review 23Directors 29 Executive leadership team 32 Corporate governance statement 34 Risk
3、 management 45 Directors report 51 Remuneration report 54Financial report 74 Consolidated statement of comprehensive income 75 Consolidated statement of financial position 76 Consolidated statement of changes in equity 77 Consolidated statement of cash flows 78 Notes to the consolidated financial st
4、atements 79 Directors declaration 121 Auditors independence declaration 122 Independent auditors report 123Shareholder information 131Financial calendar 133Corporate directory 133References to a year are to the financial years ending 30 June in that year.References to COVID are for COVID-19.Referenc
5、e to Net Zero or our Net Zero pathway are based on the 2022 business-as-usual operations of Medibank Private Limited(ACN 080 890 259)and its ultimately wholly owned subsidiaries and are exclusive of our investment portfolio.2023Full year resultsSustainabilityReport 2023Medibank Group our storyWere a
6、 health company working to deliver the best health and wellbeing experience for Australia.From our beginnings as a health insurer,weve grown to become more to millions of people across the country.Were giving people more control of their own health by working to provide greater choice,better access