Medibank Private Ltd (MPL) 2012年年度报告「ASX」.pdf

1、Private Health InsuranceAnd much moreAnnual Report 2012 1 Were Medibank 2 Chairmans report 4 Managing Directors report 8 Key achievements 10 Medibank:an overview 12 Private Health Insurance16 Medibank Health Solutions 20 Diversified Insurances 22 Our people24 Medibank community and sponsorships 26 B

2、oard of Directors 28 Management team31 Corporate governance36 Directors report 52 Financial reports Contents1We stand for better health,we want to take care of people and we want to build a better health system.Why?Because For Better Health is our Purpose.We create and sustain relationships in the h

3、ealth system supporting our customers and using our scale and strength to their advantage.We look at health from all angles and give our customers the opportunity to do the same.Through our expertise,innovation and thought leadership,we empower our customers to manage their health better,for better

4、health outcomes.Were Medibank,Australias leading private health insurance company,and so much more.This year we want to tell you about our progress in becoming a unique healthcare insurance company,offering both health insurance and health solutions:we call it health assurance.Its time to start thin

5、king of Medibank as a healthcare company that off ers really great health insurance Paul McClintock AOChairman2 Medibank Annual Report 2012Chairmans reportAs we integrate private health insurance with innovative health solutions were off ering members and customers much more:more services,more suppo

6、rt,more benefi ts and more value.Last year,our message was one of transformation,of how were reshaping Medibank as a provider of both health insurance and health services,driven by our Purpose:For Better Health.We have made significant progress,but in a challenging environment,volatile and changeabl