Hiscox, Ltd. (HSX) 2022年年度报告「LSE」.pdf

1、 YearEnd22Hiscox LtdReport and Accounts 2022Hear from senior leaders about the energy at Hiscox and the opportunities ahead.Read about how Hiscox is using technology to work differently.Hiscox is a diversified international insurance group with a powerful brand,strong balance sheet and plenty of roo

2、m to grow.We are headquartered in Bermuda,listed on the London Stock Exchange,and currently have over 3,000 staff across 14 countries and 35 offices.Our products and services reach every continent,and we are one of the only insurers to offer everything from small business and home insurance to reins

3、urance and insurance-linked securities.As a Bermuda-incorporated company,Hiscox is not subject to the UK Companies Act.However,the material provisions of Section 172 of the UK Companies Act are substantively covered by the Bermuda Companies Act,which is the applicable legislation that the Company is

4、 required to comply with under Bermuda law.As a company listed on the London Stock Exchange,we comply with the requirements set out in the UK Corporate Governance Code 2018 and the Listing Rules and Disclosure&Transparency Rules of the UK Financial Conduct Authority.Our remuneration report is consis

5、tent with UK regulations.Any additional disclosures over and above these requirements,have been made for the benefit of shareholders,on a voluntary basis.Chapter 12 Performance and purpose2 Our purpose,values,culture and vision 4 Our key performance indicators(KPIs)6 Our strategy and how we operate8

6、 Key risks12 Business priorities for 202314 Why invest in Hiscox?Chapter 220 A closer look20 Chairmans statement24 Chief Executives report42 Capital44 Risk management48 Stakeholder engagement54 Environmental,social and governance(ESG)60 Task Force on Climate-related Financial Disclosures(TCFD)Chapte