Hiscox, Ltd. (HSX) 2017年年度报告「LSE」.pdf

1、Hiscox LtdReport and Accounts2017Hiscox is a diversified international insurance group with a powerful brand,strong balance sheet and plenty of room to grow.We are listed on the London Stock Exchange,headquartered in Bermuda and currently have over 2,700 staff across 14 countries and 32 offices.We c

2、an trace our roots back to 1901 and have grown organically over time from our beginnings in the Lloyds market.Our ambition is to be a respected specialist insurer in key geographies and product lines,valued by our customers,business partners and shareholders.Our values define our business,with a foc

3、us on quality,courage,excellence in execution and our people.37 Governance63 Remuneration89 Financial summary2 Strategic report2 Financial highlights3 Why invest in Hiscox?8 Chairmans statement10 Chief Executives report18 Building a balanced business20 Actively managed business mix21 Actively manage

4、d key underwriting exposures22 Capital24 Group financial performance26 Group investments28 Additional performance measures29 Ten good reasons to work at Hiscox38 Risk management48 Corporate responsibility52 Board of Directors54 Chairmans letter to shareholders55 Corporate governance60 Audit Committe

5、e report64 Letter from Chairman of the Remuneration Committee66 Remuneration summary68 Annual report on remuneration 201776 Remuneration policy85 Directors report87 Directors responsibilities statement90 Independent auditors report96 Consolidated income statement96 Consolidated statement of comprehe

6、nsive income97 Consolidated balance sheet98 Consolidated statement of changes in equity99 Consolidated statement of cash flows100 Notes to the consolidated financial statements152 Five-year summary2 Strategic report37 Governance63 RemunerationTen good reasons to work at HiscoxRecently,we have been t