Hiscox, Ltd. (HSX) 2019年年度报告「LSE」.pdf

1、Hiscox LtdReport and Accounts2019Chapter 1 1 From purpose to performance2 Our key performance indicators(KPIs)4 From purpose to performance 6 Our strategy and how we operate8 Business priorities and key risks10 Why invest in Hiscox?Chapter 2 13 A closer look14 Chairmans statement17 Chief Executives

2、report26 Capital28 Risk management32 Stakeholder engagement34 Environmental,social and governance(ESG)Chapter 3 43 Governance44 Board of Directors47 Board statistics 48 Chairmans letter to shareholders49 Corporate governance54 Compliance with the UK Corporate Governance Code 201858 Nominations and G

3、overnance Committee report60 Audit Committee reportChapter 6 101 Financial summary 102 Independent auditors report108 Consolidated income statement108 Consolidated statement of comprehensive income109 Consolidated balance sheet110 Consolidated statement of changes in equity111 Consolidated statement

4、 of cash flows112 Notes to the consolidated financial statements167 Additional performance measures(APMs)168 Five-year summaryChapter 5 95 Shareholder information96 Directors report98 Directors responsibilities statement99 AdvisorsChapter 4 63 Remuneration64 Letter from the Chairman of the Remunerat

5、ion Committee66 Remuneration summary68 Annual report on remuneration 201982 Remuneration policyHiscox is a diversified international insurance group with a powerful brand,strong balance sheet and plenty of room to grow.We are listed on the London Stock Exchange,headquartered in Bermuda,and currently

6、 have over 3,100 staff across 14 countries and 35 offices.Our products and services reach every continent,and we are one of the only insurers to offer everything from small business and home insurance to reinsurance and insurance-linked securities.As a Bermudaincorporated company,Hiscox is not subje