Hiscox, Ltd. (HSX) 2014年年度报告「LSE」.pdf

1、Hiscox Ltd 4th FloorWessex House45 Reid StreetHamilton HM 12BermudaT+1 441 278 8300F+1 441 278 8301E 13800 03/15Hiscox LtdReport and Accounts2014Strategic report2 Corporate highlights 3 Why invest in Hiscox?4 Chairmans statement 6 Chief Executives report14 Hiscox business structure16 Actively manage

2、d business mix17 Actively managed key underwriting exposures18 Managing the insurance cycle20 Capital22 Group financial performance 24 Group investments Governance27 Risk management 33 Corporate responsibility 36 Insurance carriers 40 Board of Directors 42 Hiscox Partners 43 Corporate governance 47

3、Audit Committee reportRemuneration49 Letter to shareholders 51 Remuneration policy report60 Annual report on remuneration 201469 Directors report 71 Directors responsibilities statementFinancial summary74 Independent auditors report75 Consolidated income statement 75 Consolidated statement of compre

4、hensive income 76 Consolidated balance sheet77 Consolidated statement of changes in equity78 Consolidated statement of cash flows79 Notes to the consolidated financial statements128 Five-year summaryContentsCover image:Smoke from our elements of risk series,looking at the causes of destruction in wh

5、at we believe is a thought-provoking and beautiful way.Strategic report2 Corporate highlights 3 Why invest in Hiscox?4 Chairmans statement 6 Chief Executives report14 Hiscox business structure16 Actively managed business mix17 Actively managed key underwriting exposures18 Managing the insurance cycl

6、e20 Capital22 Group financial performance 24 Group investments Governance27 Risk management 33 Corporate responsibility 36 Insurance carriers 40 Board of Directors 42 Hiscox Partners 43 Corporate governance 47 Audit Committee reportRemuneration49 Letter to shareholders 51 Remuneration policy report6